I'm fairly conservative when it comes to this stuff. Without going to the Homeownership Preservation Program and creating additional taxes on the populous via devaluation and reinstatement, there is a solution and you can be a true angel while realizing a handsome rate of return.

You:

• Seeking alternative investment income, able and willing to do your part to help turn the tide
• $5,000.00 personal loan to me; your investment in personally supporting the American dream
• receive a net repayment of $5900.00 over the course of one year

Me:

• FHA streamline refin ance that drops my monthly due for mortgage by $350.00-$400.00, making the homestead affordable in perpetuity
• Repayment to you via direct deposit from my payroll: $226.93 per biweekly pay for one year

This equates to an annual earnings rate of 18%. This rate can't be predicted or beat in the present investment market since this is guaranteed like a fixed income plan.